Why a California mortgage quote is sometimes higher - and why it doesn't have to be

Why a California mortgage quote is sometimes higher - and why it doesn't have to be

Published on: 27/08/2024

When it comes to California mortgage quotes, the rate is important but it is also necessary to consider the overall costs involved. Factors like the APR, loan fees, discount and origination points need to be properly understood and calculated.

What the bank won't tell you about your home mortgage quote

What the bank won't tell you about your home mortgage quote

Published on: 27/08/2024

Shopping for a house is probably the most significant financial decision that you will make in your life. When you shop for your home by first attaining a home mortgage quote, your decision becomes even more momentous.

Home mortgage quote problems? The likely culprit is your Credit.

Home mortgage quote problems? The likely culprit is your Credit.

Published on: 26/08/2024

Your credit has everything to do with home mortgage rates as lenders charge more points and higher interest charges to consumers with bad credit.

Getting the Best Mortgage Rates in Florida with a Poor Credit History

Getting the Best Mortgage Rates in Florida with a Poor Credit History

Published on: 23/08/2024

Florida is a lovely place to have a house in; unfortunately the real estate prices are rather forbidding for most. And for someone with a bad credit past, it gets tougher.

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NEXA Mortgage LLC is an Equal Housing Lender

Notice To Texas Loan Applicants: Consumers wishing to file a complaint against a mortgage banker, or a licensed mortgage banker residential mortgage loan originator, should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov.

A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov